Clacus · Property Risk Intelligence

Published parcel value exposed COUNTY ASSESSOR

Resolving…

0 verified parcels · coverage 0% · 0 unvalued folios

Zone monetary loss (structure only) MODELED: —

Impact at the selected water level

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Buildings

Flooded

Parcels flooded

Road segments impacted

Avg depth

0 m

Occupants (est.)

dry <1 m 1-2.5 m >2.5 m

Land + improvements: market value where published, otherwise assessed value. Each matched folio counts once; missing values are excluded, not zero. This is parcel exposure, not building loss or a sum of building allocations. No condo-unit aggregate or reconstructed tower value is added. Zone loss is withheld for all occupancies: a defensible parcel-level allocation and loss method are unavailable; no generic residential curve is substituted.

Water level (scene elevation reference, not depth) CUSTOM STRESS TEST · hypothetical 0.0 m

Conditional flood exposure, not an overall flood-risk rating or hurricane forecast. Rainfall, drainage capacity and river/lake flow are not simulated. Dry here does not mean safe from flooding.

Exact water elevation (m)

drag · scroll · click a building · Legal

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Building

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Property information SOURCES VARY BY FIELD

Type—

Floors—

Height—

Footprint—

Built area—

Ground elev. SRTM—

First-floor elev. assumed at grade—

Occupants EST.—

Flood impact MODELED

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Flood depth at ground—

Damage depth above first floor—

% building exposed—

Financial exposure —

Property value verified—

Improvement value—

Structure damage modeled—

Building damage modeled—

Building allocation checks cover loaded structures only. Other buildings on the same parcel may lie outside the scene; a single visible building does not verify an exclusive allocation.

Reverse stress test

Water level to reach damage

Select a threshold

Surrounding Risk Zone · 120 m CONTEXT

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Direct—

Surrounding—

Access—

What around this property could hurt it?

Nearby properties

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Road access

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Infrastructure

Not modeled yet

Hazard spread

Not modeled yet

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Compare hypothetical water elevations

Public demo mode: redact owner of record for LinkedIn/X sharing

Footprint, floors and height come from OpenStreetMap (observed). Property value is shown only with a verified parcel match; otherwise it is withheld. See Data & Model.

Data & Model

Source and assumption transparency. Clacus never presents an estimate as verified data.

Data labels

OBSERVEDfrom a named authoritative source

DERIVEDcomputed deterministically from source data

MODELEDproduced by a risk/damage model

ESTIMATEDapproximate inference

DEMOplaceholder, never verified data

Data sources

Road displayOSM centerlines · uniform screen width for legibility, not surveyed width

Water animationIllustrative transition to the selected level · no modeled flow or arrival time

Footprint, floors, height, addressOpenStreetMap, plus Miami-Dade county building footprints & LiDAR heights where available observed / estimated as tagged per property

Ground elevation (selected property)USGS 3DEP observed

Flood zone & Base Flood ElevationFEMA NFHL observed

Zone 3D water planeSRTM visual only

Parcel geometry & folioMiami-Dade GIS observed

Property value (Miami-Dade)Property Appraiser verified

Address fallbackNominatim reverse

Value outside Miami-DadeLoaded Florida DOR counties · annual roll; availability checked on search

Last updated

Buildings / parcelsContinuous (live sources)

Session / model—

Model assumptions editable

Price per m² of built area (USD): assumption, used only for the opt-in modeled estimate Occupants per m² per floor: assumption

Depth-damage curveoccupancy-specific curves: USACE EGM 04-01 (residential) + FEMA HAZUS 4.0 structure curves (commercial / industrial / institutional), shown as a range

Parcel matchfootprint/parcel geometry overlap (point-in-polygon)

Confidence / uncertainty

Footprint & positionHigh

Floors / heightMedium

OccupantsMedium

Verified value (Miami-Dade)High

Modeled value (opt-in)Low (demo)

Flood (selected property)FEMA BFE + USGS elev authoritative

Flood (zone visual)static bathtub indicative

Ready to connect a national parcel/value source (assessor, Regrid, ATTOM): value_for_folio() in the backend is the single swap point. Limitations: elevation is coarse (SRTM), the flood model is a static bathtub fill, and custom stress levels carry no probability.